2027 Social Security COLA 3.6%: How Much Your Check Rises and January Payment Dates
Updated November 10, 2026 AI-generated image. Searches for "2027 Social Security COLA" and "when will I get my raise" keep climbing as COLA notices start arriving in mailboxes and my Social Security accounts. Here is how much your check goes up, the exact January 2027 payment dates and what can shrink the raise. Quick answer: Social Security benefits rise 3.6% in 2027. The average retired worker's check goes from about $2,095 to $2,170 a month, roughly $75 more . The raise shows up in payments dated January 2027 . SSI recipients get their first higher payment on December 31, 2026 . Medicare Part B premiums, taken out of most checks, are projected to rise about $6.60. Why is the 2027 COLA trending? SSA announced the 3.6% increase on October 14, 2026, up from 2.8% for 2026. In November and December, SSA mails COLA notices and posts them online, so many retirees are checking what their new amount will be and when it starts. How much more will you get? Your 2026 ...